Credit Beyond Credit Scores - Ryan Rosett on Innovating Small Business Loans

In this episode, we talk to Ryan Rosett, founder and CEO of Credibly, a fintech company specializing in providing working capital to small businesses. Ryan explains how Credibly focuses on cash flow over credit scores, using advanced data models and generative AI to assess the risk and affordability for new businesses. We discuss the challenges faced by small businesses during economic downturns and how innovative lending practices can support their growth and stability. Ryan also shares insights into the evolution of the lending industry and Credibly’s efforts to streamline the borrowing process with cutting-edge technology.